The Power of Debt


Buried for my sins or resurrected for my life?

The Power of Debt

I was having a chat with my son the other day and he asked me, “Dad, if you lived your life over again, would you change anything?”

I had a little chuckle, knowing there would probably be a number of things I would do differently. However, without any doubt, I replied, “I would certainly live my life without debt… all my 45 some years of working life, I had debt of one sort, and I now see how much time and stress I went through to pay it back…on the treadmill of debt payment – day in and day out”.  

Had I not chosen to use debt, I realised things would probably have been a lot more difficult, but one thing is for sure…. I would have had a lot more peace of mind.

The scriptures are very clear when it comes to debt – NO debt – not any kind of debt – except to owe others love. Proverbs says those who borrow become a slave to their lender. Think about this. As we borrow money – or anything else – we have to pay it back. Immediately we complete the borrowing transaction, we put a yolk around our necks and begin the treadmill of repaying. Interest rates can go up and borrowing conditions can change but as slaves, we are powerless to complain.

As people go about their daily lives, some appear not to be concerned about their commitment to repay, while others are deeply troubled and find themselves worrying about the fact that if they lose their jobs, they have no means of meeting their commitment. Worry is borne out of the fear of not being able to repay. Are we one of those who are constantly walking around with a dark cloud of worry over us? More than likely debt is the cause.

The accuser of the brethren, the devil, has a wonderful time with this topic. Fear does not come from the Lord. Fear is a great tool for the accuser. In Ephesians, we see how easy it is for us to “indulge in the desires of the flesh and the mind”. How easy it is for us to fall victim to fearful thoughts. Fearful thoughts cause us to worry. Worry will lead us into depression. Worry will make us physically sick.

How many times have we prayed asking God to bless and prosper us, when we continue walking outside of His principles by making more debt? It simply cannot make sense to God to prosper those who do not obey Him. Would you keep giving money to a compulsive gambler who consistently squandered it?

DEBT FREE = FEAR FREE.

So what can we do to get out of debt? As with any negative situation, we first need to acknowledge that there is a problem. Next we need to ask God to partner with us in order to find a solution. We need a renewal of our thinking. If we continue to do the same things in our life, we will end up with the same results. Different results require different inputs. “Lord please change me”.

With the leading of the Holy Spirit, write down a plan of how you can begin immediately to reduce your debt. Implement the plan and be disciplined to stick to it. This requires us to pay attention to the battle which will be present in our minds – the battle to try and get us to stay with our old way of thinking. However, we see in Romans, that we are no longer slaves to our old way of thinking. Believe this verse by faith and be diligent to “stick to the plan”.

As you make up your mind to commit yourself to this challenge, God is faithful to bless your obedience. Immediately you acknowledge your wrong and commit to getting away from it, His blessings will flow and what may seem an impossible hill to climb, will be complete before you know it!

Fear will no longer be part of your life and you will truly feel the power of the peace of the Lord daily, as you walk in Him.

From: “…time with the Master…”

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Jesus chases the money lenders out the Temple.

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Died for My Sin or Resurrected for my life?


We have heard about the “The Gospel” – the foundation of the Christian faith. Today there seems to be many different versions of how the gospel is interpreted, what the Gospel is or what it means.

The gospel is normally explained by saying, “Jesus died on the cross so that my sins may be forgiven”. This explanation is correct, but is it the fullest answer?

In the Christian faith, a tremendous amount of focus is placed on the death of Jesus, and quite rightly so, for it was the ultimate sacrifice paid for mankind’s sin. A debit that God paid in order that we might have opportunity to have our wrong doings wiped away…as far as the East is from the West. This is an amazing thought and one worthy of our focus.

So…. the gospel shows us how we are forgiven our sin – but then what? Is that the end of the story?

We have seen from past articles that Adam lost his likeness to God through disobedience. He gained a sinful nature Adams sinand passed this nature down the line of mankind. Therefore, every human being is born with a sinful nature – an engine if you like – that drives us to sin. This drive to sin comes about automatically and is so natural that we are powerless to resist.

All of mankind, irrespective of culture, is bound by this self-centred nature. This all adds up to a pretty miserable and difficult existence. No tolerance or respect for one another.

However, the gospel of the Kingdom shows us the next step in the death and burial of Jesus. A continuation of the story. The scriptures show us that on the third day, Jesus rose from the grave. It also shows us that around 500 people witnessed this event. This is an historical fact.

The Apostle Paul asks a very pertinent question in the book of Romans. “What shall we say then? Shall we continue in sin, that grace may abound – God forbid”. Paul goes onto explain that our old sinful NATURE was buried with Victory over sinJesus – the engine which drives us to sin. Hallelujah – we are therefore no longer slaves to the sinful nature – we don’t have to sin any more.

He continues by saying that if our old sinful nature died and was buried with Jesus, then also we were raised up in the newness of life with him.

So… the gospel of the Kingdom shows us that we have power to overcome the temptation to sin by the fact that Jesus took away our sinful natures. This is worth focussing on!

This makes the gospel real in our personal lives. Yes, Jesus died for our sins, but He also died that we might walk in victory daily!!

Here is a point to ponder – how many services have we attended in honour of the resurrection of Jesus and heard that He took away our sinful natures?

The resurrected Jesus gives us a toolbox to use in our daily lives. This toolbox helps us through our walk on earth. It helps us stand firm as we are sanctified (made more like Jesus) – daily, a bit at a time. The final reward will be when we hear His voice saying to us, “Well done, good and faithful servant”.

The toolbox is the resurrected Jesus – the Holy Spirit! We don’t have to look outside ourselves to find God – He lives within us!

We are the temple of His Holy Spirit.

By all means focus on the fact that Jesus died for your sins, but never forget the fact that the resurrected Jesus lives Victory over sin 2.pngwithin you – the very character of God, giving you power to overcome the sinful nature and granting you wisdom and knowledge about life circumstances.

When we are confronted by life’s tests and trials, will it be necessary for us to ask the question, “What would Jesus do?”

With His character firmly within in us, the question is, “Will we allow Jesus to do what He needs to?” …..

From: “…time with the Master…”

“…time with the Master…” is an on-going series of teachings, about lifestyle in the Church and is published weekly.

If you feel this article has value, please send this link to others, Writings are meant for people, not for dormant files in our computers and very often when we share them, it results in positive changes in the lives of individuals and communities.

Please feel free to send in questions (see ‘Contact’) and comments (hit ‘Comments’

button).